Ghana International Bank brings secure, regulated digital banking to the diaspora and across Africa. Apply in minutes — no branch visit required.
Real-time selfie capture with AI liveness checks via Onfido — no in-branch visit required.
Passport, driver's licence, or Ghana Card — fields auto-populate from document scan.
World-Check PEP & sanctions, OFAC, UN, EU, HMT and Bank of Ghana lists — every applicant.
Configurable rules engine scores every application. Straight-through approval or compliance review.
Approved? Account created in Temenos T24 instantly. Debit card ordered. Welcome email sent.
Ghana NIA API, Nigerian NIMC/NIBSS, Gambia national ID — routed automatically by country.
Whether you're in the UK or across Africa, we have a tailored onboarding path built for you.
Ghanaians and Africans resident in the UK. UK address is the anchor data point. Lower base risk profile under FCA oversight.
Customers resident in Ghana, Nigeria, and Gambia (Phase 1). Source of wealth verification required at onboarding.